A variable annuity is an insurance agreement and involves underlying investments whose value is tied to market overall performance. Variable annuities like CREF or TIAA Housing are riskier. As the identify indicates, payouts are variable—they are dependant on how properly the underlying investments in shares, bonds and housing do. At https://safe-havenassets53062.wssblogs.com/37433813/gold-backed-retirement-plans-an-overview