The Bureau also proposed to delete the instance of credit history rating as being a proxy for a transaction's phrases or conditions in current comment 36(d)(one)-2. The proposal explained that this instance established uncertainty for creditors and loan originators and didn't sufficiently reflect the Bureau's proposed cure of proxies. from https://postmatescash83727.blogproducer.com/42753472/the-definitive-guide-to-2013-loan