Your insolvency practitioner - a professional attorney or accountant, will suggest you on what payments to help make. You need to only agree to payments you think you are able to pay for. 欠債人毋須經法律程序，可直接與債主商量，重新制訂雙方都可接納的還款方案，例如減息或延長還款年期 In case your money goes up When you have an IVA, You need to declare it https://judahfseoz.life3dblog.com/29009409/an-unbiased-view-of-iva-ivahk-top